Effective Date: 20-10-2025

1. Introduction
   Welcome to Maaruti Finserv. These Terms and Conditions (“Terms”) govern your use of our website, services, and any related dealings with us. By accessing or using our services, you agree to comply with these Terms. Please read them carefully.

2. Services Provided
   Maaruti Finserv offers financial advisory, loan assistance, insurance services, and related financial products. We strive to provide accurate and up-to-date information but do not guarantee outcomes or approvals related to third-party financial products.

3. User Responsibilities

• You agree to provide accurate, current, and complete information when using our services.

• You will use the website and services lawfully and not engage in harmful, fraudulent, or abusive activities.

• You acknowledge that any financial decisions made are your responsibility, and you should seek personalized advice where needed.

4. Affiliate Program
   If you participate in our affiliate program, your earnings and obligations will be governed by the specific affiliate agreement and payout terms provided separately.

5. Intellectual Property
   All content, logos, trademarks, and materials on our platforms are owned by or licensed to Maaruti Finserv. Unauthorized use is prohibited.

6. Privacy
   Your use of our services is also governed by our Privacy Policy, which explains how we collect and protect your information.

7. Limitation of Liability
   Maaruti Finserv is not liable for any direct, indirect, incidental, or consequential damages arising from your use of our services or reliance on information provided. We do not guarantee loan sanctions or insurance approvals.

8. Payment Terms
   Where applicable, you agree to pay fees or charges for services used as per the agreement or as communicated.

9. Termination
   We reserve the right to terminate or suspend access to our services at any time without prior notice if terms are violated.

10. Changes to Terms
    We may update these Terms periodically. Continued use after changes implies acceptance.

11. Governing Law
    These Terms are governed by the laws of India. Any disputes will be subject to the jurisdiction of courts in Haryana.

12. Contact Information
    For questions regarding these Terms or our services, contact us at:
    Phone: 8901299995
    Email: maarutifinserv@gmail.com

By using Maaruti Finserv services, you acknowledge that you have read, understood, and agree to these Terms and Conditions.